I was in the low 500s (about 537-541 depending on the bureau) and trying to figure out the best path forward. A few years ago my life completely changed. My dad was diagnosed with cancer, I went through a separation from my wife, had to sell my house, and became the primary caregiver for my children. During that time I fell behind on several accounts and my credit took a huge hit. Had so many negative items include collections, utility bills from a hardship period, and a vehicle repossession that involved my ex. I need to get my credit back on track because I now have stable employment, I’m working hard to get my finances back on track, and my long-term goal is to buy a home again someday. I started working on disputing inaccurate information but couldn't get any collection removed from my credit report. My friend told me about PINNACLE CREDIT SPECIALIST and their wonders, i immediately researched them and found so many good recommendations about them on Quora that made me contact them immediately and explained to the customer care representative about my predicaments. He promised me of their expertise in handling all credit score issues. He demanded some of my information which I gave him. After 5 days he got my credit fixed by increasing my credit scores to 801 Experian, 809 Equifax and 815 TransUnion. He also removed all negative items including collections and utility bills. You can contact Pinnacle Credit Specialist for any kind of credit repair, Chex system and DUI fix.